Ecommmerce
Areas where We Excel:
- B2B and B2C Ecosystems
- Online T&Cs for businesses and consumers
- Payment processing agreements
- License agreements
- Customer commercial agreements
- Vendor agreements
- Data collection and monetization
- Point of sale (POS) and self-service
- Mobile payments and wallets
- Mobile banking
- Electronic transactions
- Electronic/digital signatures
- Banking regulatory compliance
- Loyalty programs and incentive-based consumer compensation (Regulation E and State laws)
- Prepaid accounts (Regulation E)
- Money transfer issues, licenses, and exclusions (State laws and NMLS registration)
- Money Services Business registration and exclusions (FinCEN registration and Federal laws)
- Card Network Rules (VISA, MasterCard, Discover, American Express, others)
- Credit Cards, Debit Cards, ATMs, ACH, and other electronic payments
- Regulatory compliance (State laws, Federal laws, PCI DSS)
- US privacy and data security compliance
- HIPAA compliance
- GDPR compliance
Experience:
We have represented or closed complex transactions with many prominent companies and financial institutions in the ecommerce and banking industries, including the following:
- Adyen
- Ally Bank
- American Express
- Apple
- Bank of America
- Capital One Bank
- Chase Paymentech
- Citibank
- Citizens Bank
- Discover
- JPMorgan Chase
- Mastercard
- Moneris
- Morgan Stanley
- PayPal
- Shopify
- Square
- Stripe
- Target
- VISA
- Walmart
- Wells Fargo
- Worldpay ... and others
